Kharcha Pro — 1 month
रू 299
per month
Unlimited statement imports for a month. Renewed by hand — nothing charges you automatically.
- Statement imports — unlimited
Pricing
Budgeting is free. Reading your statements is the paid part.
Every rupee-assigning feature stays free forever. What costs money is the one thing that costs us money to run: turning a bank PDF into transactions you can trust.
Free
- Unlimited budgets, accounts, and categories
- Monthly zero-based budgeting with Ready to Assign
- Transfers, loans, and reconciliation
- Reports: spending by category, net worth by month
- The ChatGPT and Claude connector
- 5 statement imports to try
No card, no trial clock. The 5 free imports are counted for good, not per month — so they are there whenever you get round to trying one.
Pro
- Unlimited statement imports — eSewa, Khalti and bank PDF, XLS or CSV
- Columns detected for you, with your layout remembered for next time
- Duplicate rows caught before they land in your budget
- Transfers between your own accounts matched up across statements
- Everything in Free, on every device you sign in to
Kharcha Pro — 1 year
रू 2,999
per year
Unlimited statement imports for a year. Two months cheaper than paying monthly.
- Statement imports — unlimited
How paying works
- You pay in the web app. Sign in at staging-app.merokharcha.com/upgrade, pick a plan, and pay with eSewa or Khalti. Nepali wallets, Nepali rupees, no card needed.
- It unlocks everywhere. What you bought is attached to your Kharcha account, not to a phone or a store. Buy on the web, and it works in the web app, on iPhone and on Android with nothing to restore.
- Nothing renews behind your back. A plan that ends simply ends; you decide whether to buy again.
The iPhone and Android apps carry no prices and no checkout. Both stores require digital purchases to go through their own billing, which is not available to businesses in Nepal — so payment lives here, on the web, and the apps just read what you own.
Questions people ask
- Do I lose my data if I never pay? No. Your budget is yours whether or not you buy anything; only new statement imports stop once the free ones are used.
- Can I still add transactions by hand? Always, in every app, with no limit.
- Is it per device? No — per account. Sign in on as many devices as you like.
- What if a payment goes wrong? Mail us with the reference from your eSewa or Khalti receipt and we will confirm the grant by hand.